:root{--navy:#134c8f;--deep:#0b2f5c;--blue:#1a82e2;--light:#eaf3fd;--ink:#1d2a3a;--mut:#5a6b80}
*{box-sizing:border-box}body{margin:0;font-family:"Montserrat",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);line-height:1.6}
a{color:var(--blue)}h1,h2,h3{color:var(--deep);line-height:1.2}.wrap{max-width:1140px;margin:auto;padding:0 20px}
.hdr{position:sticky;top:0;z-index:10;background:#fff;box-shadow:0 2px 12px #0b2f5c1a}.hrow{display:flex;align-items:center;gap:24px;height:76px}
.brand img{height:60px;display:block}.nav{display:flex;gap:22px;margin-left:auto}.nav a{text-decoration:none;color:var(--ink);font-weight:600}.nav a.on,.nav a:hover{color:var(--blue)}
.hcta{display:flex;gap:10px}.burger{display:none;margin-left:auto;font-size:26px;background:none;border:0;color:var(--navy)}
.btn{display:inline-block;background:var(--blue);color:#fff;padding:11px 20px;border-radius:999px;text-decoration:none;font-weight:700;border:2px solid var(--blue);cursor:pointer;font-size:15px}
.btn:hover{background:var(--navy);border-color:var(--navy)}.btn.ghost{background:none;color:var(--navy);border-color:var(--light)}
.btn.light{background:#fff;color:var(--navy);border-color:#fff}.btn.outline{background:none;color:#fff;border-color:#fff}
.hero{position:relative;background:linear-gradient(135deg,var(--deep),var(--navy) 55%,var(--blue));color:#fff;padding:80px 0 130px}.hero h1{color:#fff;font-size:clamp(2rem,5vw,3.3rem);margin:.4em 0}
.hero.sm{padding:56px 0 110px}.lead{font-size:1.15rem;max-width:620px;opacity:.95}.hgrid{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}
.tag{background:#ffffff22;padding:6px 14px;border-radius:999px;font-size:.85rem;font-weight:600}.btns{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.wave{position:absolute;bottom:-1px;left:0;width:100%;height:80px}.sec{padding:70px 0}.sec.alt{background:var(--light)}.c{text-align:center}.sub{color:var(--mut);max-width:620px;margin:0 auto 36px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{background:#fff;border-radius:16px;padding:30px;box-shadow:0 6px 24px #0b2f5c14;text-decoration:none;color:var(--ink);transition:.2s}
a.card:hover{transform:translateY(-4px)}.card i,.srow i{display:block;width:56px;height:56px;color:var(--blue);background:var(--light);border-radius:14px;padding:10px}.card span{color:var(--blue);font-weight:700}
.alt .card{box-shadow:none}.two{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.why{background:#fff;border-radius:16px;padding:30px}
.checks{list-style:none;padding:0}.checks li{padding-left:30px;position:relative;margin:10px 0}.checks li:before{content:"✓";position:absolute;left:0;color:var(--blue);font-weight:800}
.lnk{font-weight:700;text-decoration:none}.srow{display:grid;grid-template-columns:80px 1fr;gap:24px;padding:36px 0;border-bottom:1px solid #e3ebf5}.steps li{margin:6px 0}
.note{background:#fff7d6;border:1px dashed #d9b400;padding:8px 12px;border-radius:8px;font-size:.9rem;color:#6b5600}
.ph{aspect-ratio:4/3;border:2px dashed var(--blue);border-radius:16px;display:grid;place-items:center;color:var(--navy);background:var(--light);font-weight:600;text-align:center;padding:20px}
.kgrid{display:grid;grid-template-columns:1fr 1.4fr;gap:48px}.big{font-size:1.25rem;font-weight:700}.big a{text-decoration:none}
.form{background:var(--light);padding:32px;border-radius:16px}.form label{display:block;font-weight:600;font-size:.9rem;margin-bottom:14px}
.form input,.form select,.form textarea{width:100%;margin-top:4px;padding:11px;border:1px solid #c8d7ea;border-radius:8px;font:inherit}.fr{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.chk{display:flex!important;gap:8px;font-weight:400!important}.chk input{width:auto}
.ctaband{background:var(--navy);color:#fff;text-align:center;padding:56px 0}.ctaband h2{color:#fff}.ftr{background:var(--deep);color:#c9d8ec;padding:44px 0 20px}.ftr a{color:#fff;text-decoration:none}
.fgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.small{font-size:.85rem;margin-top:24px;opacity:.7}
@media(max-width:900px){.hcta{display:none}.burger{display:block}.nav{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;flex-direction:column;padding:16px 20px;box-shadow:0 8px 16px #0002}
.nav-open .nav{display:flex}.hgrid,.two,.kgrid,.cards,.fgrid,.fr{grid-template-columns:1fr}.hart{display:none}.brand img{height:50px}.srow{grid-template-columns:1fr}}